Archive for April, 2008

Top 10 Ways to Begin to Downshift

Top 10 Ways to Begin a Downshifted Existence:

Some of the ideas below could help people to feel less hurried, less rushed and less stressed.

See also the recent post ‘Thoughts on Downshifting Two years On‘ for more about the ideas behind Downshifting as a lifestyle choice

1. Become very well acquainted with your finances in order to see where your money goes.
- Examine fixed payments (rent, mortgage, insurance policies, mobile phone contracts) to see if there are any you could live without or reduce. We moved from a London house with a large monthly mortgage to a cheaper rented house in the country. We also said goodbye to several surplus insurance policies, renegotiated mobile phone contracts.
- Identify regular but not fixed payments too to see where savings could be made (eg. the weekly food shop, weekly purchases of magazines or newspapers, visits to the beauty salon, a twice weekly cleaner, eating out or buying take-aways, presents for others)
- Using an online banking facility helped enormously as one is able to download the month’s transactions and the can assign categories for expenditure to help identify areas to spend less on.
2. Identify areas of your spending to reduce with little impact on your overall lifestyle
- I gave up magazines, newspapers and book buying before leaving London as I was horrified to discover how much each year I was spending on them. I now am a regular at the local library for the latest read, they also have a magazine swap box which I use (added benefit being I don’t have piles of old mags cluttering up my life). I also swap magazines with a friend and have a wish list on Amazon.co.uk which I point family towards when they ask me if there is anything I’d like for Christmas. I also stopped buying lunch each day and took nice salads or leftovers instead, reduced spending on things I didn’t need (more clothes and shoes), avoided advertising and window shopping.

3. Stop over committing.
- There is a modern-day trend for packing each and every day full of interesting and stimulating activities. We socialise far more than our parents or grandparents ever did, we have access to oodles more culture (film, theatre, galleries, live shows, sporting events) and endless interesting places to ‘experience’ if we so want to.
- It is now being debated whether lack of actual down-time, relaxation and ‘just being’ is not only a symptom of the hectic way we live our lives today but also a cause of the endemic stress related disorders and general malaise so many people are complaining of.
- Even kids are not immune from the jam packed calendar commitments. Some of the five year old peers of my two eldest children are coming out of the classroom obviously spent and exhausted from the strain of having concentrated all day long, having being in a social situation from breakfast time until late afternoon but then are whisked off to ballet lessons, swimming, drama or music lessons.
- A calendar which is too full of nice sounding things can leave little time for self-admin, to do those little jobs which make one feel in control of ones own life. It can leave folks feeling tired and that they are rushing from one commitment to another.
- Now that I’ve got three kids - one of whom is a tiny baby, a house to run and a part-time role in our growing business I realise that if I say ‘Yes’ to doing more than two extra things (lunch/coffee with a friend) per week then something vital has to slip. I now allow myself just Wednesday and Thursday mornings to do something other than house, job, kids. None of my kids are signed up for swimming, piano, ballet etc as I truely believe they would be irratible and unhappy to do anymore than they already are (going to school and being at home playing with their toys or in the garden).
4. Write down some life goals - both personal and family ones.
-What do you wish you could achieve? What do you want to do in the coming year, by the time five years are up and by the time you reach retirement age?
- Its easy to let the days slip by without doing anything towards the things we like doing claiming we are too busy or too tired yet acutally many goals could probably completed with ease if we just spent a few 30 minute sessions working towards them every so often. By writing goals down you are able to remind yourself at a glance of the things that are really important and personal to you which enables you to keep them as a priority.
My husband recently jotted down his life goals and also commented on how much progress he had made towards satisfying them. Make a regularish date with yourself, your partner/family members to discuss finances/goals.
5. Give up News
- During the last few months of living in London I came across a lovely website called ‘Happy Family‘ which was a simple site dedicated to describing a downshifted family’s overall lifestyle. The owner of the site recommended giving up reading/listening to and watching news. I had just recently worked out that despite getting on the Central Line tube each morning relatively upbeat and positive I was getting off at my destination in a depressed, troubled mood and it was due to the awful stories I was reading each day in the free London newspaper. It resonated with me when Happy Family’s author Sheila spelt out that news stories were generally feeding off other people’s misery and were about things we have no influence over. She believes there is little to be gained from digesting news in its varying formats and much to be gained from giving it up. I stopped listening to Radio 4 in the morning, started reading interesting books or wrote on the journey into the City and made a point of walking away from the tv when news programs were on. I no longer feel overwhelmed by all the nasty things happening in the world. If I want facts on something which interests me I can use the internet or share opinions with friends and family.
6. Have at least one No Television day per week
- On the evenings that I watch tv (only usually when I have my mum staying with me as she loves a bit of telly) the period of time between the three children all being in bed and my bedtime (10ish) seems to whiz by with nothing being done almost to the point of being erased. In contrast, the evenings where I don’t even enter the front room I usually manage to get some writing done, catch up on emails, enjoy a nice meal and a chat with Bealers, put a load of washing on and do some reading or gardening before a quick shower.

7. Go for a walk
- Even a five or ten minute stroll for the sake of a walk can help reduce stress, make one see things with better clarity, notice small beautiful detail in the environment around you, takes you away from your normal surroundings, allows you space and time to just be, gets blood pumping through your body and oxygenates your brain. Walks are nice and good. They help to slow & simplify the way you live. If you work in an office take 15 minutes each lunchtime and go for a walk in a direction you’ve never explored before. Vary your route to work if you can too as your brain wakes up when stimulated by seeing the new.

8. Do some cooking
- Have a list of easy to cook meals you enjoy eating as well as making and add the ingredients to your shopping list. Cooking from scratch is tastier, better for you as you generally don’t add preservatives or artificial colours or flavours to home cooked food. It is usually cheaper than a pre-prepared alternative and you can always make a bit extra to enjoy for lunch the following day.

9. Grow a vegetable plant
- Tomatoes are the easiest by far and provided you water them throughout the summer will reward you with luscious bowls of tasty fruits in August and September. I’m pretty sure it was the three tomato plants given to me in 2004 and again in 2005 which made me begin to wonder what it would be like to have a garden bigger than a postage stamp and more time to enjoy such a space and ultimately initiated our descision to move out of our urban home to rural surroundings.

10. Get enough sleep
- Life always seems more better when a good night’s sleep has been had. In an effort to cram more into our days we are in danger of forgetting that our body’s need total rest in order to function well and make us resilient to whatever comes our way. Brains have such a lot to deal with during the day it is kind to go to bed on time each night and wake up before the alarm clock feeling refreshed and happy.

Downshifting is cool. Downshifting is fun. Downshifting allows you to feel removed from the so-called rate race, less like an aimless automaton running on empty, living for weekends and holidays and more in control of your own time on this planet. Good luck.

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Thoughts on ‘Downshifting’ two years on

the road less traveled

Almost two years ago to the week we did the simple sums which led us to believe that we could leave our London home and move to idyllic rural surroundings nearer to our families in Bristol, have me be a full-time mum instead of working full-time in a City investment bank and still be no worse off at the end of each month. As I was earning a handsome City salary at the time we had surely done our maths wrong to come up with the radical idea that we could manage without my income. It appeared to be a ridiculous notion.

We were, however in April 2006, spending a small fortune (and generally more each month than our combined net income) on two full time day nursery places for our three year old twins, on the mortgage for our three bedroomed terraced house, on a twice weekly cleaner, on monthly tube passes, on daily Pret a Manger sandwiches, on smart clothing, on dry cleaning, on Marks and Spencer ready meals, frequent take away meals and trips to restaurants (with associated babysitting and taxi fare costs thrown in), on beauty treatments, on foreign holidays, on Christmas and birthdays and on all the ad-hoc daily spending on random items we didn’t particularly need but made us feel momentarily satisfied. It didn’t feel like we had a luxurious existence. It seemed normal. We were, we realised, working hard to pay for a lifestyle we had outgrown and no longer desired.

Within just a few days we were both pretty sure that we had the option of ‘downshifting’, a term which we’d not come across before this revelation but had been coined in the US.

The house we owned in East London was rented out to four individual young professional tennants, a friend was hired as a trustworthy property manager, I was granted 13 weeks unpaid parental leave for both kids which amounted to a 6 month sabatical from the bank in which I’d worked for six years, Darren said goodbye to his partner in the London internet software agency he’d built up from scratch, started a new venture similar to the previous and we found a lovely four bedroomed unfurnished Victorian house to rent in Worcestershire surrounded by fields. We began our downshifting adventure which essentially meant living within our means by setting budgets and sticking to them

The theory was that if we hated rural life, if Darren’s new business didn’t thrive, if I wasn’t keen on being a full-time mother and homemaker (another American phrase we became familer with during our brief period of research) we could move back to London, I could resume employment at JPMorgan and life would continue much as it had been before.

We still live in the rented Worcestershire home (and have planted a willow den for the children and have a huge vegetable garden in operation), the web development business Bealers created is successful enough to have local offices, four full time employees and myself working as a very part-time, homeworking bookeeper/office manager and has plenty of satisfied clients. The London house was sold last Autumn and our new baby daughter was born at the beginning of this year. We remain delighted and amazed that we were able to downshift in the way that we did.

It was a very nice surprise to find out that this humble blog at time of writing comes up 5th in the list on Google when people search on the word ‘Downshifting‘. With that in mind I’ve thought about how people can set about downshifting without having to quit their jobs or homes and move out to isolated countryside to raise livestock, make yoghurt and cheese from their own goat’s milk. By doing a small downshift a large amount of simplification can happen and that in itself can lead to huge satisfaction.

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InterNational Downshifting Week Saturday 19th to Friday 25th April 2008

http://www.downshiftingweek.com/

 

I nearly missed it AGAIN! But once again clicked on Tracey Smith’s wonderful site just in time. Lots of great tips and links for those interested in simplifying life.

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Top 10 ways to cope with rising household costs

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I was a bit shocked to see that we had overspent by £175 on our Housekeeping account but it is not yet the end of the month. My initial reaction was to be cross with myself for not keeping on top of the spending, for not sticking to the budget and for not doing things like menu planning. I also assumed that the overspend was due in part to the fact we have had lots of friends and family come to stay recently and on these occasions we tend to cook some special meals and have more beer and wine than we do when are at home alone and had eaten out several times.

I chatted to Bealers about our overspend expecting him to be annoyed but in fact he wasn’t and instead he mentioned the fact that a friend of ours had written about rising food costs

When I read her blog post & comments from others where recent increases in food prices had been noticed by individuals but downplayed by the media I realised that our overspend was not a one off as I scanned our grocery receipts and looked for where the obvious luxuries had increased the food bill but couldn’t actually find any.

If food and other household essentials are to take a bigger part of our monthly income we decided to take the following action steps to ensure that we are still able to live within our means and not nibble away at our savings.

  1. Be stricter with our weekly food shop and prepare meal plans in advance
  2. Cook simple, low cost meals (shepherd’s pie, vegetable pasta sauces, risotto, omlettes, soups) instead of fancy meals with exotic ingredients (Thai vegetable green curry, pizzas with pepperoni & mozerella)
  3. Use online grocery shopping as less tempted by ‘off list’ things and can also tally up the total before getting to the checkout
  4. Eat less meat (especially as we buy organic meat which is more expensive than tasteless factory farmed meat) and buy fewer gluten-free cakey treats
  5. Buy zero pre-prepared food. Hard as we buy very little but do usually have veggie sausages etc in the freezer
  6. Use the food in the freezer, cupboards at the end of the month instead of buying more food (eg. use the bread machine to use the packets of bread flour instead of buying loaves costing £1.10)
  7. Have an emptier fridge so we can see at a glance what it contains rather than having things going off at the back
  8. Buy fewer convenience foods for the children (don’t buy many anyway but had got into the habit of buying small juice cartons for lunch boxes but the kids take a bottle of water to school anyway)
  9. Buy in bulk for things we use a lot of where possible (eg. potatoes, carrots, beer, meat) at the beginning of the month having worked out approximatly how much we’ll need and try to use no more (just like people used to do in days gone by according to Mrs Beeton’s book of household management)
  10. Plant and grow plenty of vegetables we use a lot of or ones that can be used for lots of different recipes (eg. tomatoes, potatoes, carrots, parsnips)
  11. Explore the ‘Value’ range at the supermarket - already buy Value butter and this week discovered that the kids don’t care about the Value bourbons in the biscuit tin or the Value fromage frais in the packed lunches.

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Retail therapy for the thrifty and environmentally friendly

Nearly new booty…

Luckily for my purse and our bank balance we don’t live near to any shops apart from the butcher, the bakery, a small grocery shop and a few charity shops (full of old ladies’ things mainly). When we lived in East London and I worked in the City I found that the majority of my spare time was spent idly wandering around the shops with no real purpose.

I often came home with plenty of so-called bargains as we lived near to cheap shops like Primark, Matalan, Woolworths, Superdrug, Tesco and Poundland and for about five minutes I would feel great. Over time the house became full of stuff. I had several gift drawers stuffed full of things that could be given away as presents, every cupboard was full and so were all the shelves and the loft and cellar too. The things I bought cost little per item but over time the amount spent was almost certainly huge (especially as the idle purchasing had started when I was a young teenager with pocket money frittering tendancies). Buying everything cheap and new ensured that somewhere in the world factories manufacturing these good were profiting from my spending and that the goods had been shipped around the planet using unnecessary energy. More often than not the new things were broken and therefore discarded shortly after they arrived in our lives and so filled up a tiny bit more of the world’s landfill with non-biodegradable junk.

Recently (about 18 months ago) I’ve been consciously de-junking our lives a little at a time (and still the house is very far from being stark or empty). I’ve taken loads of boxes of books to our local library where they either add them to their collection or sell them for cash, loads of clothes and linens to my favourite charity shop (worth noting that I only found out last week that they will happily take bags of unsellable clothes (ripped, stained, old underwear, threadbare towels, unfashionable things) if they are in a bag marked ‘Rags’. They can sell these for money to another purchaser. We’ve freecycled larger items and sold just a few on eBay and I’ve used most of the things in the gifts stash as gifts for people.

The fantastic feeling each time I get rid of further unwanted things from our lives is very similar to the buzz of previous years after another shopping spree. It feels fantastic to be liberated of things that are neither useful nor give any pleasure due to their aesthetics. For items I have a irrational reluctance to part with I stash them away into a trunk and then several months later I am able to prove to myself that I have lived happily without it and had actually forgotten that it existed at all.

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Using Cranial Osteopathy to help a baby who cries a lot

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Happy now… 

Our little baby daughter is now 12 weeks old but for the first 10 weeks of her life she has been in obvious discomfort/pain. She has cried an awful lot especially when put down on her back for nappy changes, naps, in the car seat. She has also suffered with what appears to be highly acidic regurgitation of small amounts of digested milk. The only time she was not crying would be the first half an hour of the day when in fact she was a very alert and incredibly smiley little thing.

Apart from be worried about her and defend her when my husband nicknamed her The Bad Baby I was pretty sure there was nothing much I could do for her as when I took her to the GP they checked her ears, throat and temperature and declared that she was fine. She was gaining weight at a very good rate, being breastfed we knew there were no allergies to cows milk causing her pain and I just hoped she would turn a corner as she grew, became more sturdy and upright and her stomach became more mature.

Every nap time was taken in my blessed sling which she was constantly carried in as there was no way I could leave her crying on her back to do even the smallest household chore. If I stopped moving for even an instant she would wake up with a start and the crying would resume. Unlike my previous babies she did not nod off instantly in the car but if she did she would only stay asleep while we were moving and traffic lights caused her to wake up howling again.

I felt so so sorry for her. My mum was concerned for her as she remembered my brother being in a similar state when he was an infant and she claimed it (a) broke her heart and (b) held him back developmentally as instead of people cooing and interacting with a baby who is crying so much they are just in their own world of distress.

I chanced upon a leaflet at the local baby weighing clinic for a local osteopath which mentioned the benefits of treating ‘unsettled’ babies with cranial osteopathy as traumas from the pregnancy or birth can leave some babies with constant chronic pain such as headaches, stomach disorders, and can even hinder them from establishing breastfeeding if their little jaw bones haven’t popped back into the position they were designed to be in.

As a complete and utter sceptic but having reached the end of my wits having listened to my poor poor baby scream in my ear for so many hours each day especially when a bit of milky sick came up I made an appointment and trundled her down to the osteopath clinic. Read the rest of this entry »

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